You typically need identity proof (Aadhaar, PAN card), address proof, income documents (salary slips, ITR), and bank statements for the last 3-6 months. Specific requirements may vary based on the loan type and lender.

Our approval process typically takes 30 minutes to 6 hours for most loan applications. Digital loans can be approved within minutes, while traditional loans may take 1-3 business days depending on documentation and verification requirements.

The minimum credit score varies by lender and loan type. Generally, a CIBIL score of 650 or above increases your chances of approval with better interest rates. Some lenders may consider scores as low as 600 for certain loan products.

Yes, most of our loan products allow early repayment or prepayment. However, some lenders may charge a prepayment penalty ranging from 2-5% of the outstanding amount. Check your loan agreement for specific prepayment terms and charges.

Processing fees vary by lender and loan type, typically ranging from 0.5% to 3% of the loan amount. We clearly display all fees upfront including processing fees, documentation charges, and any other applicable charges so you know exactly what you will pay before applying.