Small Business Big Dreams!
Your Kirana business deserves fast and fair financing. We connect you with India’s trusted lenders — Aspire & Muthoot. Apply once, compare offers, and choose your best.
Small Business
Big Dreams!
Your Kirana business deserves fast and fair financing. We connect you with India’s trusted lenders — Aspire & Muthoot. Apply once, compare offers, and choose your best.
Choose Your Lender
Trusted Finance Partner for Every Kirana
Secure quick business loans backed by India’s most trusted financial institution. Hassle‑free processing with minimal documentation and doorstep support.
- 🧾 Repayment: Up to 730 days
- 💰 Interest Rate: Starting from 1.2% per month
- ⚡ Disbursal: Within 24 hours
Empowering Small Businesses to Grow Fast
Get instant working capital from ₹50,000 to ₹10,00,000 with flexible repayment options. Low‑interest digital loans designed for Kirana stores and small retailers.
- 🧾 Repayment: Up to 365 days
- 💰 Interest Rate: Starting from 1.5% per month
- ⚡ Disbursal: Within 24 hours
EMI / EDI Loan Calculator
Your EMI will be
0/Month
Total Interest Payable
0
Total Amount Payable
0
Solutions That Fit Your Business
Explore flexible loan options and repayment styles built around kirana cashflows. Switch tabs to see what suits you best.
Built Around Your Day
Kirana stores thrive on daily sales and recurring customer relationships. Our customer‑centric approach aligns repayments with your cashflow—so you grow inventory, improve margins, and maintain liquidity without disrupting your routine.
Why Customer‑Centric Loans Work for Kirana Stores
- Repayments sized to your daily sales for smoother cashflow.
- Five‑day debit cycle with a weekly pause—keep weekends stress‑free.
- Flexible tenures from 120 to 730 days, tuned to capacity.
- Grace windows for genuine needs to sustain repayment discipline.
- Transparent pricing with no hidden fees or surprise deductions.
Typical Use‑Cases
- Stocking fast‑moving goods ahead of festive seasons.
- Adding high‑margin SKUs and improving shelf variety.
- Minor store upgrades: lighting, signage, refrigeration.
- Consolidating vendor dues to improve negotiation power.
Repayment Plans
These plans are illustrative. Final terms depend on lender policy.
Customize with Calculator→Eligibility Criteria
- CIBIL score 650+
- Shop owned or rented
- Active business bank account
- Consistent repayment history
Why Kirana Merchants Trust Us
Instant approvals with digital KYC- Flexible repayments — daily debit as per comfort
- Upgrade eligibility for timely payers
- Transparent pricing — no hidden fees
- Zero middleman commission
How does daily debit work?
A small, fixed amount auto‑debits daily from your business account—keeping cashflow predictable and stress‑free.
Any penalties or hidden charges?
No hidden fees. Late payments may attract standard lender penalties; terms are shown upfront.
Get Your Loan Offer Today
No paperwork. No stress. Just a 1-minute form. Compare offers from trusted NBFCs like Aspire Finance, Muthoot Finance, and MaxDSA — and get funds directly in your account within 24 hours.
- Instant eligibility check
- Paperless approval
- Secure and RBI-compliant
Frequently asked questions
Choose a plan that fits your business needs and budget. No hidden fees, no surprises—just straightforward answers for powerful financial management.